I think you're both right in some ways, in terms of not taking advantage of an especially vulnerable person, but the error is in assuming one need be more or less vulnerable based mostly on age (whether younger or older). Age doesn't grant maturity anymore than youth assures vulnerability. Each of us is an individual and some of us are more mature at 16 than some of us at 61. The key is to try to do the right thing in those circumstances we may find ourselves.

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