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In my experiences with Thai boys, there is no such things as a "loan." I consider any money I give them to be a gift; never with the expectation that the money will be returned. And it never is!
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Absolutely true! I have willingly lent guys who have never been near the bar scene small amounts for genuine expenses and been promised faithfully they'd be repaid by a certain date. I have never had a satang back. In one case, someone who had been a friend for more than a year, who had a full time job and had travelled with me for long week-ends to several places including Singapore, just disappeared after getting a small loan to pay a rent deposit. What made it worse at the time was his sister was with him when he made the request.
Another Asian proverb: "Never lend money to a friend. You will lose both the money and the friend."